Tuesday

Prioritize Your Child's Future! #startingisbelieving

This post is sponsored by the Florida Prepaid College Board, through my role as a Believer Blogger. All thoughts are my own.


Florida Prepaid enrollment is open from now until Feb. 28th.  This is the only time of year that you can sign up for one of Florida Prepaid's college savings plans.  You can lock in today’s plan prices, today’s college plan prices, and the future cost of college. Don't wait. Open enrollment ends February 28th!
Sign up using promo code Mindy1718 to get a discount. 
ENROLL HERE

People commonly believe the "myths" that they hear about signing up for Florida PrePaid. These are myths...

MYTH: Florida PrePaid is restricted to Florida Schools.  FACT: It isn't restricted to Florida schools; the amount covered by your Prepaid Plan can be used at schools nationwide.

MYTH: Florida Prepaid can only be used if my child remains a Florida resident.  FACT: If the beneficiary moves out of Florida after purchasing a Prepaid Plan, your child would still be billed at in-state tuition rates when using their plan at a Florida college or state university.

MYTH: If my child doesn't go to college, I lose all the money.  FACT: If your child doesn't go to college, you can change the beneficiary of the Prepaid Plan or get your money back.

There is no reason not to do this.  Don't let your child start their future in debt.  This is a simple and economical way to ensure that your child can get to college.


Florida PrePaid will be hosting a webinar on 2/20.  Stand by for more details. This will be a great time to get all of the information you need and they will be able to answer any questions that you have!


Signing up is easy! You will $25 off the application fee and it should only take about 10-15 to fill out the application.  It's is not scary or time consuming.  You can do it over morning coffee or while you wait in the doctor's office.  Don't wait.
Sign up using promo code Mindy1718 to get a discount at ENROLL HERE

Sunday

Re-evaluate your New Years Goals now! ! #startingisbelieving

This is a Sponsored Post for Florida Prepaid. However;  all opinions are my own.



Today is the day when most people give up on their New Years Resolutions! Don't let that be you! The New Year is the time to evaluate your finances, prioritize, and set goals.  It's time to make sure that college savings is on that list! Florida PrePaid is an easy way to get started.

Sign up using promo code Mindy1718 to get a discount. 
  ENROLL HERE

When I graduated from the University of South Florida in 1996, (wow I am old) I had a HUGE amount of student loan debt. It was scary to see.  Being young, I was just thinking, "Hey, no biggie! I will just get to it later." Until my first payment came due... ummm what!!! I had just started working... I didn't have that kind of money! I realized that this debt was going to stay with me for a long period of time. It seemed insurmountable. And it was.  At 43 years old, I would probably still being paying this off if I hadn't had a blessing by my parents.  They inherited some money and paid my student loan off for me.  At the time, I had no idea how HUGE this blessing was, but my parents did. I am so blessed that I didn't have to deal with that loan.  I got to buy my first house and start my own family.

Knowing all of this, when my son was 2 years old and my ex-husband and I sold our home for a large profit. I made sure that we took some proceeds from that and paid for Florida PrePaid for my son, Bryce.  College these days is a must and I didn't want any reason for Bryce not to go to college. The idea that he won't be burdened by a huge loan leaves me feeling at ease. 

Did you know that student loan debt has reached $1 trillion of debt among Americans?  The time to start saving is now!  Enroll here!

Signing up is easy! You will $25 off the application fee and it should only take about 10-15 to fill out the application.  It's is not scary or time consuming.  You can do it over morning coffee or while you wait in the doctor's office.  Don't wait.
Sign up using promo code Mindy1718 to get a discount at ENROLL HERE

Why I am skipping resolutions this year... We can do anything for 52 days! #stayonthatwall

So it's a New Year!  Time for the New Year, New Me resolution again right? Yep! I do it every year. And December rolls around way too fast and I am the same old me.  Again!

So what am I doing wrong? Why can't I stick to it? One word... COMMITMENT! I don't commit to it fully. I think I commit, but it's not a full commitment.

Let me first say... I am not in ministry and I don't quote verse very well.  I am just a Christian who is sharing what I experienced today.


Every December for the last couple of years...
Today at church, my pastor, Tim Whipple talked about New Years resolutions. He talked about how we all have our "things" that we don't admit to or that we don't stick to.  The first "thing" I always think of is my physical health.  Sad since that is the most important thing I need in order to survive.  I want to live a long happy life, but I still give in to the sugar and desire to skip workouts. Hello... Mindy, you can't be healthy and skip healthy eating... not possible.
Seriously... it just makes me angry at myself.  It reminds me of Fat Bastard from Austin Powers "I eat because I'm unhappy and I am unhappy because I eat!"  I am not unhappy but it is a vicious cycle!
Why is it whenever I share that I want to lose weight with people and they have a quick fix for me.  Oh try this or oh try that... Ok... here's the deal.  I know what I need to eat and I know what I need to do in the gym.  That is not my problem.  My problem is inside ME... I have to want it.  And I do, but then I forget... but then I beat myself up about it, and then I want it again, then I forget and get into bad patterns... so now it's time for me to say YES to me. Me! I can't be all I need to be for everyone else if I am not taking care of me. It's like the flight attendant who tells us to take care of our masks first then put the mask on the child.  I need to help myself so  I can be the mom I want to be.

My pastor also talked about the book of Nehemiah.  Nehemiah was a cup bearer... nothing special right? He was a guy who tasted the king's food and wine to make sure it wasn't poisonous.  Learning that the Jews in Judah were in distress and the walls of Jerusalem were broken down, he asked the king if he could rebuild the walls of the city. People didn't want the walls restored because they were stealing from it and destroying it.  So they tried to distract Nehemiah, but he wouldn't come down from the wall.  When the people who were against him tried to get him to come down, he simply said, "I am doing a great work and I cannot come down." Nehemiah 6:3


He ignored distractions  and stayed focused.  He worked for 52 days, and he got the wall done.  52 days guys... 52 days is nothing....
So today I decided that I don't need to commit to 365 days just yet... I am starting with 52 days... I can do this for 52 days....That is nothing...I got this... 

No matter what happens and what distractions arise, "I am doing a great work and I cannot come down." Nehemiah 6:3  I WILL NOT come down off this wall.  If God can do miracles for Nehemiah in 52 days, he can do them in me too!



You can see a recap of my church's message here: https://www.bridgepointfl.com/articles/i-cannot-come-down/

My plan: I have joined a gym: Tryumph Functional Fitness and am doing a 12 week challenge there.  If you live in the area, you need to check this gym out.  So much awesomeness and one on one attention.  These coaches truly care about your well being.  I am so excited to be committed there.

I have decided to track my food daily as well.  I am not coming down from that wall.  I can't.  I am making this commitment to God!

What came to your mind as your "thing?"  Let's make it our great work for this year.  Just like Nehemiah. If we set out to build that wall, God can accomplish a great work through us.  But we have to stay up there.  We can NOT come down.  It doesn't matter what the enemy tries to tell us!!! We need to stand firm!

My commitment also has to do with my prayer life too.  If you are a woman who is interested in strengthening your prayer life, I encourage you to join me and a large group of women from all over in a facebook group.  We are doing Mark Batterson's Draw the Circle: The 40 Day Prayer Challenge. You can join our Facebook group here:  https://www.facebook.com/groups/752566431555141/

Anyone care to join me? 52 days... our resolution starts here... Not 365 days, rather 52...  What is your resolution?

#stayonthatwall #belikenehemiah
Update: Day 1 done!


Monday

Give the Gift of College! #startingisbelieving

This is a Sponsored Post for Florida Prepaid. However;  all opinions are my own.

This holiday season, there are a ton of gift guides and suggestions for the perfect gift, but what gift would be better than the gift of college! It's an investment into the future! Every year I hear parents say, "Ugh, I don't know what to buy him. He already has everything!" Well, this is what he needs most right? 

You can give a year of college or the full four years! It's up to you.  When I bought my son's college plan, I was selling my house for a profit so I had a large amount of money to spend, but you don't have to go crazy.  You can start with a one year plan. 



1-Year Florida University Plan:

 Now there is a more affordable way to save for State University credit hours. The 1-Year
Florida University Plan is our newest offering

~ Starting at under $50 a month
~ You can purchase one year, or 30 credit hours, at a time according to your budget and
timeline, without feeling the pressure of having to buy all four years at once
~ The plan also allows multiple purchasers to buy a plan for the same child. So now you can
team up with other family members to help pay for your child’s higher education
~ Great for gifting!!

Think about that... grandparents can buy a year, you can buy and year and then maybe next year add more.  

At a time when so much in the world is uncertain, saving for college through Florida Prepaid College Plans is guaranteed and secure. It is certain- a way to ensure a child's financial security. Florida Prepaid aims to reassure families this holiday season as they make purchases this season!


Please sign up using promo code Mindy1718 to get a discount  at ENROLL HERE

What is the most treasured gift you have been given for the holidays? Comment below!

Thursday

The time is now! Florida Prepaid #startingisbelieving

The following post is sponsored by the Florida Prepaid College Board, but all opinions are my own. 

The Florida Prepaid College savings plan's open enrollment period has begun. This isn't open all year round, it's only open til Feb. 28th, 2018. Do not delay! Time is of the essence. 
To learn more about these plans, visit MY FLORIDA PREPAID

When you register, use promo code Mindy1718 and you can get $25 off of registration. 
Don't forget the Scholarship giveaway is still going til Oct. 29th! Register before Oct. 29th for a chance to win ONE of TEN 2-year Florida PrePaid College scholarship from the Florida Prepaid College Foundation. Use the code BLOG1718 to get 10 extra entries.  Go to http://bit.ly/2zQzro1 to enter.
During the 2017-2018 Open Enrollment period, The Florida Prepaid College Board (FPCB) is renewing excitement about college savings through a promotion that you will want to pay attention to! Saving early for college pays off in the long run, and this year, starting your Prepaid Plan early in Open Enrollment could REALLY pay off! Florida Prepaid is going to select one winner from all the plans purchased between Oct. 15, 2017-Nov. 30, 2017 and pay that plan off in full! IN FULL!
When signing up, you can do one of two things. You can get a Florida Prepaid College Plan that allows families to pay for the future cost of college in advance. You will choose a plan and make the payments. Then your child's college tuition and most fees are covered. OR you can start a Florida 529 Savings Plan that allows you to save at your own pace. You will invest tis savings into options that Florida Prepaid offers.  Earnings are tax free if spent on qualified higher education expenses. The only issue with this is that it is not guaranteed like the Florida Prepaid.
Whatever you decide... don't wait.  We all know that the older our kids get, the faster the time goes. My family purchased our Prepaid plan when my son was two. We made all kinds of excuses about how we needed the money and we couldn't afford to do this.  But after countless arguments and ups and downs, we finally realized that things weren't going to get any easier as the years passed and we needed to make this investment for him.  And see the photo... he is taller than I am now! Time is passing by so fast!  I am so thankful that we did because now at age 14, I can worry about saving for a car and the dreaded car insurance that will be coming my way shortly. You and I both know that putting this off a year or two or 10 isn't going to help you.  It's time to start saving now! Starting is believing!

Monday

Get that kid to college! #Startingisbelieving

If you have a child in the state of Florida, You can win one of TEN 2-year Florida College Plans from Florida Prepaid College Foundation. HERE  While, this post is sponsored by the Florida Prepaid College Board, through my role as a Believer Blogger, all thoughts are my own.

Bryce is first grade
As you all know, I am a proud mom of a sweet young man.  I still cannot believe how quickly time is going.  I remember the baby stages when I would wish that he could do things on his own, and now that he's older, he does. And most of the time, it is on his own with his friends.  He doesn't need me nearly as much as he used to. Now I long for those days.  I still get those moments every now and then, but they are few and far between. 

In the picture, Bryce was in first grade. It seems like just yesterday, but it wasn't.  Time is passing and it's passing so fast! Pretty soon he is going to be ready to go to college.  Am I ready? Emotionally? NO! Financially? Yes, I am preparing now.  

With Florida Prepaid I am giving Bryce, my son, the opportunity to go to college. His father and I purchased the plan when he was three years old.  I continue to add to it as well. 


Bryce and Coach
Doing this early in his life helped a lot.  Since he was 3 years old, I have been telling him that I have been paying for his college and I know he will be successful.  Think about that... when someone invests in you, you feel it inside.  You want to achieve what is put out there for you. It's been instilled in Bryce since he can remember that he
will go to college.  And I know he will because he now knows it.

Having this plan, will make it happen. My son knows that I did without so he could go to college.  And even though he tells me that he is going to get an athletic scholarship and won't need it, I know I have back up plan.  And if he does get an athletic scholarship, then we will use this money for something else. Florida Prepaid will allow that as well.

Did you know that a recent Georgetown University study estimates that a student with a bachelor's degree can earn $1.6 million more in their lifetime than a student with only a high school diploma? College matters!

For me, it's knowing that my child will have something set aside that will help us avoid the stress that others experience when high school graduation is imminent and they find themselves unprepared.

Florida Prepaid Open Enrollment begins October 15th 


You can win one of TEN 2-year Florida College Plans!



With Florida Prepaid, you can save for college! It's simple and rewarding.  Register from now until October 29th for a chance to win ONE of TEN 2-year Florida Prepaid scholarships from the Florida Prepaid College Foundation.  Each day log into "class" for fun activities and complete "extra credit" to earn even more chances to win!


To enter click HERE  http://www.floridaprepaidscholarshipprogram.com/?utm_source=mindysfitnessjourney&utm_medium=ambassador&utm_campaign=scholarship

Once open enrollment begins (October 15th) you will use this link to enroll. http://www.myfloridaprepaid.com/?utm_source=mindysfitnessjourney&utm_medium=ambassador&utm_campaign=open-enrollment

You can save $25 off the application fee by entering Mindy1718  Using this promo code will also give you a chance to win more entries into the scholarship contest once you register.  The scholarship giveaway entry ends on Oct. 29th. 




Wednesday

Win a Florida 529 Savings Plan! #startingisbelieving

This post is sponsored by the Florida Prepaid College Board, through my role as a Believer Blogger. All thoughts are my own. 
The Florida 529 Savings Plan Scholarship Program and you could be one of 10 lucky winners of a $529 scholarship deposited into a Florida 529 Savings Plan account.
You can enter anytime between May 15th and June 11th. Visit HERE daily (You must be a Florida resident, 18 or over.)
Nothing stopping this guy from success! 

For me, it's simple. I had student loans that I would probably still be paying off if my parents hadn't paid them off for me from inheritance they received.  The last thing I want for my own child is to go to college and get out into the world with his own family and have insurmountable bills to pay. I don't want that. I am going to now, do everything I can. I have a prepaid plan for him and I know that I still need more in it. 

The average student debt of borrowers in the state of Florida is almost $24,000, and over half of the 2015 college graduates had student loan debt, according to the Institute for College Access & Success' recently released report on student debt. It's time to ensure that your child and mine are not going to have this problem. 

May 29th is National 529 day and Florida Prepaid is trying to increase awareness about college savings and the Florida 529 Savings Plan. In celebration of 529 Day, Florida Prepaid is giving 10 Florida families $529 in a Florida 529 Savings Plan!

Don't wait! Starting is Believing!